Getting a hand on home loan or housing finance in India is not a difficult task provided that borrowers follow underlying terms and conditions of a lender properly. Although the entire loan sanctioning procedures consumes too much time, still there is a huge popularity of such loan in India among potential customers.

Getting home loan involves fulfilment of documentation and eligibility criteria of different banks in the country such as hdfc, icici, sbi and PNB. Almost all the banks have simi...
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When it comes to making financial transaction, credit card is accredited as the fastest and most reliable alternative. Fortunately, as compared to traditional types of cards which had limited circulation, today’s contemporary version of cards has a comprehensive circulation among millions of people.

Those were times when people were not much aware of such plastic money and used to make shopping using hard cash in wallet.

Even though they were aware of danger of theft while travelling with s...
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Home loan has turned out to be of great help for all those who want to buy their own house. Due to the presence of varied loan options in the market like Corporation Bank home loan, SBI home loan, Axis Bank home loan, DHFL home loan, ICICI Bank home loan, etc. At the time of taking the loan, you would be needed to pay some amount as a down payment because the lender will not finance the entire home cost. Usually, down payment varies between 10 per cent-20 per cent of the total home cost as le...
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Importance of credit card has prompted numerous companies come into existence with their exclusive range of plastic credit products for million of customers in the country. On one hand, presence of so many companies extended aplenty options to customers to select any company, on the other hand, it has made them confused to pick up a reliable company to buy quality card for their personal need. Moreover, an individual quest to find out such company is unquestionably a tedious task but if you p...
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There are several responsible factors that give birth to the suspension of a credit card. Nonpayment of dues, prolonged balance and unsavory bad credit are some of the reasons behind the suspension.

Do you want to avoid the suspension?

Here are four ways that would help you avoid getting your plastic money suspended or canceled.

Has your credit card been canceled due to inactivity?

If you have not used your cash credit for months, do not get astonished when you get an email notification of your a...
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Purchasing a house is one of the biggest decisions which a person takes in his life. The presence of so many loan options in the market has made it possible to buy a house. You can find lots of loan options in the market like IDBI Bank home loan, SBI home loan, Indiabulls home loan, HDFC home loan, etc. Home loan is a long term tenure. The key to getting the loan in a smooth way is to get familiar with the housing loan process.

The process of housing loan starts with filling the formal applic...
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Thanks to the hard core competition in banking sector that borrowers can now avail personal loan despite having bad credit syndrome. Though there were times when individuals had problems to get their personal or individual loan financed, but today the situation is no longer problematic. With introduction of personal loan for bad credit scheme, banks have given a ray of hope to borrowers with bad credit syndrome.

What is bad credit history?

Whenever a person makes a financial transaction or fina...
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It goes without saying that buying a new car is not an easy process especially from negotiation with the car dealer to arranging finance for it – the entire process is time consuming  and somewhat troubling, too. If you are the first time car buyer, you might experience time consuming negotiation with the seasoned car salesman.

Suppose you have managed to get the best deal and eventually convinced the salesman for the price of the new car – is this that the time to win full battle? No, ac...
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In India the scope of getting a home loan is very wide due to emergence of many housing finance companies in the country. Hence, borrowers don’t experience problem when it comes to searching such lender regarding their housing finance needs. Moreover, they offer ample loans to borrowers to help them buy a new home property or for home construction and other housing purposes. Although, finding a home finance company in India is not a difficult task, most banks in the country adhere to their ...
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In order to crack the best home loan deal, one is required to put lots of efforts. You can find lots of home loan options in the market like BHW Birla home loan, SBI home loan, Axis Bank home loan, Bank of Baroda home loan, etc. But before finalizing your loan option, there are some points which you should considered in order to get cheap home loan deal.

Collect sufficient data about loan interest rates

You should get information on interest rate from varied lenders and then make a comparison i...
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Home improvement loans can be borrowed from any bank in order to finance beautification of your owned home or rented accommodation. The underlying principle of such type of loan is to serve the purpose of enhancing aesthetic of your home as well as its value. Generally, loan of such type is borrowed to satisfy the purpose of repairing, remodeling and making some significant changes of your home in order to improve the value and beauty of it. Making a necessary change in landscape and even a s...
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A credit card is arguably one of the most reliable borrowings that you can use to simplify your financial needs on the go. In fact, this is the only means that you can carry along with you to pay for shopping and to take out money from an ATM machine. This is really one of the most trustworthy means that you can try when it comes to solving money related needs. Hence, this is very reliable for you in time of dire needs.

Credit cards offer you a significant way of solving your needs. Also, ther...
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