You can find good number of such people who will spend their lot of energy in explaining you that why you should not use a credit card. However, due to the availability of varied options in the market such as Standard Chartered credit card, HDFC credit card, SBI credit card, etc., it becomes difficult to resist. If you are also interested in applying for a credit card in India then check out below top reasons of using a credit card.

Sign up bonuses- There are many credit cards which are offeri...